Expert advice on boat insurance, yacht coverage, and waterfront property protection along Connecticut's coastline.
Expert advice on boat insurance, yacht coverage, and waterfront property protection along Connecticut's beautiful coastline.
Some Connecticut coastal policies apply a different deductible once a storm is officially named. Here is what that means, and why it is worth understanding before hurricane season peaks.
Read MoreWaterfront homes carry exposure a standard homeowners policy is not built for. Here is what a dedicated waterfront program typically addresses.
Read MoreIf you have been declined for home insurance in Connecticut, the FAIR Plan is the backstop - but it caps dwelling coverage at $350,000, pays actual cash value rather than replacement cost, and excludes theft and water damage. Here is what it really covers and what to try first.
Read MoreConnecticut law gives you 60 days notice and a written reason - and if your insurer did not follow the rules, you may be entitled to renewal for another year. Here is what the statute actually says and the order to work the market in.
Read MoreIf your home is within 2,600 feet of Long Island Sound and your carrier dropped you, C-MAP may be the option between the standard market and the FAIR Plan. Here are the full eligibility rules, including the ones that quietly disqualify people.
Read MoreWaterfront due diligence has an insurance half most buyers only discover after the offer is accepted. Here is the checklist to run before you write one - and why realtors on the CT shoreline are starting to send buyers to an agent first.
Read MorePrivate docks and piers are among the most commonly under-insured structures on the Connecticut shoreline. Here is how they are covered, what caps apply, and which perils are usually excluded.
Read MoreHomeowners policies do cover some watercraft - but the limits are small and the exclusions are sharp. Here is exactly where that coverage ends and a boat policy has to begin.
Read MoreSchedule a free consultation with our marine insurance experts to discuss your specific needs.
How a pontoon boat is underwritten differently from a standard powerboat, and what Connecticut owners should check before assuming their policy fits.
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