Expert advice on boat insurance, yacht coverage, and waterfront property protection along Connecticut's coastline.
Expert advice on boat insurance, yacht coverage, and waterfront property protection along Connecticut's beautiful coastline.
How a pontoon boat is underwritten differently from a standard powerboat, and what Connecticut owners should check before assuming their policy fits.
Read MoreSome Connecticut coastal policies apply a different deductible once a storm is officially named. Here is what that means, and why it is worth understanding before hurricane season peaks.
Read MoreWaterfront homes carry exposure a standard homeowners policy is not built for. Here is what a dedicated waterfront program typically addresses.
Read MoreA plain-language overview of what "marine insurance" actually means in Connecticut - boat, yacht, and commercial marine - and how the pieces fit together.
Read MoreWhat happens when a boat's liability limit isn't enough, and how excess liability coverage fits alongside a marine policy.
Read MoreWhy a luxury or elite yacht is underwritten differently from a standard boat policy, and what that changes for owners on the Connecticut shoreline.
Read MoreIf you have been declined for home insurance in Connecticut, the FAIR Plan is the backstop - but it caps dwelling coverage at $350,000, pays actual cash value rather than replacement cost, and excludes theft and water damage. Here is what it really covers and what to try first.
Read MoreConnecticut law gives you 60 days notice and a written reason - and if your insurer did not follow the rules, you may be entitled to renewal for another year. Here is what the statute actually says and the order to work the market in.
Read MoreA flood policy is narrower than most homeowners realise. Nine specific exclusions and sub-limits that regularly surprise Connecticut claimants - and what to do about each one.
Read MoreIf your home is within 2,600 feet of Long Island Sound and your carrier dropped you, C-MAP may be the option between the standard market and the FAIR Plan. Here are the full eligibility rules, including the ones that quietly disqualify people.
Read MoreFinancing a boat in Connecticut means having a policy bound and a certificate in the lender's hands before the deal closes. Here is exactly what lenders ask for, what "loss payee" means, and how fast a binder can be issued.
Read MoreFEMA no longer requires an elevation certificate to buy NFIP flood coverage - but it is still FEMA's own first answer for how to get the lowest premium, and it is still the backbone of a flood zone appeal. Here is when it is worth paying for one.
Read MoreSchedule a free consultation with our marine insurance experts to discuss your specific needs.
How a pontoon boat is underwritten differently from a standard powerboat, and what Connecticut owners should check before assuming their policy fits.
Read Featured Article →Get the latest insurance tips and news delivered directly to your inbox.